Living Crafts cooperates with payolution GmbH, Am Euro Platz 2, 1120 Vienna, Austria and net-m privatbank 1891 AG, Odeonsplatz 18, 80539 Munich, Germany for the payment methods purchase on account, instalment payment or SEPA direct debit mandate.
If you decide to purchase on account, purchase on monthly invoice, instalment payment or SEPA-based direct debit mandate, your personal information required for processing this payment meth-od (first name, surname, address, e-mail address, telephone number, date of birth, IP address) to-gether with the data required for the execution of the transaction (article, invoice amount, interest, instalment payments, due date, total amount, invoice number, tax amount, currency, order date and time) will be forwarded to payolution GmbH for the purpose of risk assessment within the scope of its regulatory obligations.
In order to verify the identity and/or solvency of the customer, queries and requests for information are forwarded to publicly accessible databases and credit agencies. Information and, if necessary, credit information based on statistical methods can be obtained from the following providers:
CRIF GmbH, Diefenbachgasse 35, 1150 Vienna, Austria
CRIF AG, Hagenholzstrasse 81, 8050 Zurich, Switzerland
CRIF Bürgel GmbH, Radlkoferstraße 2, 81373 Munich, Germany
SCHUFA Holding AG, Kormoranweg 5, 65201 Wiesbaden, Germany
KSV1870 Information GmbH, Wagenseilgasse 7, 1120 Vienna, Austria
Creditreform Boniversum GmbH, Hellersbergstrasse 11, 41460 Neuss, Germany
infoscore Consumer Data GmbH, Rheinstraße 99, 76532 Baden-Baden, Germany
Profile Address Direktmarketing GmbH, Altmannsdorfer Straße 311, 1230 Vienna, Austria
Emailage LTD, 1 Fore Street Ave, London, EC2Y 5EJ, United Kingdom
ThreatMetrix Inc., 160 W Santa Clara St., Suite 1400 San Jose, CA 95113, USA
payolution GmbH, Am Euro Platz 2, 1120 Vienna, Austria
payolution GmbH will forward your bank details (in particular bank code and account number) to SCHUFA Holding AG for the purpose of checking account numbers. SCHUFA first checks this data to determine whether the bank details you have provided are plausible. SCHUFA assesses whether the data used for this checked are saved in its database and then sends the result of the assessment back to payolution. Further data exchange such as the disclosure of creditworthiness information or the transmission of deviating bank account data as well as the storage of your data in the SCHUFA database do not take place within the scope of account number checking. For rea-sons of proof, SCHUFA only stores the fact that the bank details have been checked. In case of behaviour contrary to contract (e.g. existence of undisputed claims), payolution GmbH is also entitled to store, process, use and transmit data to the aforementioned credit agencies.
In accordance with the provisions of the German Civil Code on financial assistance between trad-ers and consumers, we are legally obliged to check your creditworthiness.
In the case of a purchase on account, by instalment payment or SEPA direct debit, we will send data on the details of the corresponding payment process (your personal data, purchase price, conditions of the payment process, start of payment) and the contract conditions (e.g. early pay-ment, extension of the contract period, payments made) to payolution GmbH. After allocation of the purchase price payment, the banking institution to which the claim has been assigned will carry out the aforementioned data transfer. According to the allocation of the purchase price payment, we and/or the banking institution are also dependent on payolution GmbH to report data on behaviour contrary to the contract (e.g. termination of the payment agreement, enforcement measures). In accordance with the data protection regulations, these reports are made exclusively if they are necessary to ensure the legitimate interest of the contractual partners of payolution GmbH or the general public and if your legitimate interests are not impaired thereby. payolution GmbH will store the data in order to be able to provide its contractual partners, who grant consumers instalments or other credit agreements in the commercial framework, with information for the assessment of the creditworthiness of customers. Commercial debt collection companies in a contractual relationship with payolution GmbH can provide address information for the determination of debtors. payolution GmbH is obliged to transmit data to its contractual partners only if there is a credible and legitimate interest in the data transmission. payolution GmbH is required to transmit only objective data without specifications to the respective bank. Information about subjective value estimations and personal income are not included in the information provided by payolution GmbH.
Further information about data protection at payolution GmbH can be found at https://www.paysafe.com/legal-and-compliance/privacy-policy/
For the purpose of payment via the service provider PayPal, you will be automatically redirected to the PayPal homepage when this payment method is selected. Your data (first and last name, street, house number, postal code, city, date of birth, telephone number) as well as the data in connection with your order are automatically transmitted to PayPal.
The European operating company of PayPal is PayPal (Europe) S.à.r.l.. & Cie. S.C.A., 22-24 Boulevard Royal, 2449 Luxembourg, Luxembourg.
Further information on data protection can be found at https://www.paypal.com/de/webapps/mpp/ua/privacy-full
c) "Sofortüberweisung" (immediate payment)
When selecting payment by "Sofortüberweisung", you will be automatically forwarded to the Sofort GmbH homepage for the purpose of payment via "Sofortüberweisung". Here your data (first and last name, street, house number, postal code, city, date of birth, telephone number) as well as the data in connection with your order are automatically transmitted to Sofort GmbH. Sofort GmbH has its registered office at Theresienhöhe 12, 80339 Munich, Germany.
Further information on data protection can be found at https://www.sofort.de/datenschutz.html
d) Credit card
If you choose to pay by credit card, we will send your data to Computop GmbH, Schwarzen-bergstraße 4, 96050 Bamberg, who will compare the payment data with the respective banks. When paying by credit card, the following data will be processed:
- Card type (American Express, Mastercard or VISA)
- Cardholder's name
- Card number
- Verification code
- Validity period
Further information on data protection can be found at https://www.computop.com/de/datenschutz/